What Are the Different Types of Workers’ Compensation Benefits?
When a person is injured on the job, there are three different types of workers’ compensation benefits they can receive, including rehabilitation, disability benefits, and medical coverage. If a person loses their loved one in a work accident, they can also receive death benefits.
However, there are even more benefits that you can receive if you’ve been injured on the job, that you many are not aware of. The team of Hialeah work accident attorneys at Morales & Cerino, P.A. has put together a list of workers’ compensation benefits you may qualify for.
1. Medical Bills
If your injury on the job required medical attention, you may be dealing with extensive medical bills. Seeking workers’ compensation can help you cover fees charged for hospital treatment, doctor visits, medications, nursing care, physical therapy, and medical diagnostic tests. It may also cover medical equipment, such as wheelchairs, crutches, and ankle braces.
Medical coverage typically doesn't depend on deductibles, dollar limits, or copays. Also, benefits are continually provided until the worker is totally recovered from the injury.
2. Lost Wages
Lost wages refers to the money you would have earned from your employer from the time of the accident. If your injury on the job enables you to perform your job duties, you could be able to recover your lost wages. Depending on the severity of your case, compensation for lost wages can be provided to you on a temporary or permanent basis.
Benefits for disabilities are used to replace some of the lost wages of an employee. The benefits can be categorized as temporary total, temporary partial, permanent total, and permanent partial. The temporary total is when an employee is disabled by an injury and is not able to work for a long period. Temporary partial is when an employee is partially disabled by a short-term injury.
The permanent total is when an employee is permanently disabled due to the work injury. And lastly, the permanent partial includes an employee sustaining a permanent injury that prevents the employee from earning as much income as earned before the injury.
4. Loss of Limb or Amputation
If a worker loses the ability to use a limb or gets amputated due to a work-related injury, they may be owed specific workers' comp benefits. Whether it's a loss of vision in one or both eyes or a loss of a limb, there are specified amounts of money due to the severity of the injury.
5. Scarring & Disfigurement
If you or your loved one were suffered severe scars or disfigurement, you may receive workers’ compensation benefits. A judge can determine the severity of the scar to authorized the number of weeks of compensation a person can receive. A reliable lawyer is vital to gain the maximal amount of benefits possible.
If your injuries required you to go into physical rehab, you may be able to obtain compensation for your expenses. Most states offer vocational rehabilitation to employees who are unable to return to their job.
7. Death Benefits
Death benefits are a payout to the beneficiary of a life insurance policy, annuity, or pension when the insured dies. Several factors determine the benefits' amount and the time limitation of benefits allowed. Some of these factors include dependency, age, and relationship, such as the spouse and children under the age of 18. Other dependents, if applicable, may also be paid workers' compensation benefits.
Injured on the Job? Call Our Hialeah Work Accident Lawyers!
For more information about workers' compensation benefits, contact our experienced attorneys at Morales & Cerino today. We people throughout Miami Dade County and South Florida we’ve been injured in a work accident. We have Hialeah workers' compensation attorneys who are more than happy to assist you. Our legal team has the skills, knowledge, and experience needed to help you get the compensation you deserve. Don't risk losing out on all that is owed to you. Let us at Morales & Cerino help you today.
Call our Hialeah work accident attorneys today at (305) 340-2630 to schedule a free consultation!