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In Florida, there are three primary types of workers’ compensation benefits: medical benefits, lost wages and other monetary compensation, and death benefits. Here, we will review each of these to provide general information that can help you better understand how workers’ compensation works and what type and amount of benefits you may be entitled to receive.
If you want information specific to your unique situation, we welcome you to call our workers’ compensation attorneys at (305) 340-2630 for a free consultation. Se habla español.
If you are injured at work, your employer is responsible for providing medical treatment, typically through a workers’ compensation insurance provider. This may include:
- Emergency and non-emergency medical care
- Physical therapy
- Medical tests
- Prostheses and assistive devices
- Travel costs to and from treatment
- Attendant care
Lost Wages & Other Monetary Compensation
Compensation for lost wages will vary depending on the extent of your injury:
- Temporary total disability (TTD) benefits may apply if you are unable to work as a result of your injury or illness. You may receive 66 2/3% of your regular wages while unable to work. TTD benefits will not apply for the first 7 days of your disability, unless you are unable to work for more than 21 days. Note: in some cases, involving severe injuries, you may be entitled to 80% of your regular wages for up to 6 months after the accident/injury.
- Temporary partial disability (TPD) benefits are applicable to supplement your wages if you are able to return to work, but with limited duties or capabilities. TPD benefits kick in if you are unable to earn 80% of your normal wages due to your partial disability. You may be able to receive up to 104 weeks of this type of benefit.
- Impairment income benefits (IIB) may apply if you have reached Maximum Medical Improvement, which means your condition is not expected to improve significantly or at all. Your IIB amount will vary depending on the impairment rating assigned to you by your doctor.
- Permanent total disability (PTD) benefits are applicable when you have reached Maximum Medical Improvement and your injuries are so severe that you cannot return to work.
When a worker loses his or her life in a workplace accident or as a result of an on-the-job injury, the following benefits may apply (to a maximum of $150,000):
- Funeral costs (up to $7,500)
- Compensation to dependents
- Educational benefits for the surviving spouse
Calculating benefits is complex and requires the insight of a skilled attorney to ensure nothing is overlooked. With over a century of combined experience and a commitment to justice in the Florida workers’ compensation system, our workers’ comp lawyers are here to help you.
Contact us online or call (305) 340-2630 for your free case evaluation.